Financial Literacy: Rent Increases, Insurance Myths, and the 'Money Monopoly' Board Game

This session covers essential financial knowledge for daily life, including legal rights regarding rent increases, common misconceptions about insurance products, and an overview of a new educational board game designed to teach money management. It provides practical advice on avoiding bad debt and understanding complex business failures like the Zenkai bankruptcy.

- Legal Rights in Rental Agreements: Understanding the difference between ordinary and fixed-term leases, and why landlords cannot unilaterally raise rents or evict tenants without cause under Japanese law.
- Insurance Strategy & Misconceptions: Debunking myths around savings-type insurance, explaining when term insurance is appropriate, and clarifying that basic financial literacy is required before purchasing coverage.
- Investment Warnings: Identifying high-risk products such as bank-sold investment trusts, leveraged ETFs, and dividend-focused stocks suitable only for specific investor profiles.
- Business Case Study (Zenkai Bankruptcy): Analyzing the collapse of a payment settlement company due to cash flow issues from factoring services, highlighting risks for merchants and lenders.
- Educational Tools: Introduction to the 'Money Monopoly' board game available at offices, which teaches five key financial powers (earning, saving, protecting, increasing, using) through interactive gameplay.

Ideal for individuals seeking to improve their financial literacy, understand tenant rights, and evaluate investment or insurance decisions. Viewers will gain actionable insights into managing personal finances and recognizing potential pitfalls in everyday economic interactions.